You do NOT need to be an Excel genius to use this tool, in fact you can use it even if you’ve never used Excel before…all the hard work is already done for you! Each worksheet in My Finance Tracker is color coded and keyed in with prompts telling you what information you need to enter where, so you see the big picture of your budget, debt, savings and payoff plans as everything else calculates automatically. And the introduction video in the Member Area walks you through all the Excel basics you need to know to use this tool like a pro!